Hi everyone! I’ve been getting ready for a trip to Italy — I’m SO excited! I will be spending the first few days with girlfriends, and then I have a few days solo in Rome. It was a year ago this month that I declared bankruptcy.
My oldest daughter doesn’t know this, but when I took her to college last August, I panicked at the car rental counter in Boston. I didn’t have a credit card, only an ATM. Because of that, I had to give a huge deposit and my rate was doubled. After that transaction, I had less than $200 to my name, which I made stretch through the weekend (insert college Target run that my daughter paid for from her savings). That day, when at first I didn’t even know if we would get a car at all (OMG how were we going to get to Vermont???) I vowed that I would never let that happen to me again.
What a difference a year makes! I’ve got some savings, credit cards with no balances in case of emergency, and I have a year under my belt of paying rent for our lovely home on Malibu Road. For me, even when I stressed about making ends meet, and I felt stuck and filled with fear; I took steps forward.
It was really difficult to do that when I was so scared. It’s not easy to think positively when you have so many worries. But I kept going and used every kind of resource, self growth and tools that I could because of my WHY. My WHY is personal freedom: financially and emotionally. I still have a lot of progress to make, and sometimes I feel like I am not where I should be. But then I look back twelve months ago and I know to keep going, stay strong and determined personal freedom will keep appearing in magical ways, like this trip to Italy!
The more that I share my story, the more that I realize I am not alone. Who would have known that bankruptcy could lead to a wonderful life?
If you are willing to be vulnerable, I’d love to hear about something you’ve done to overcome.